Jose Manuel Linares Zegarra

José Manuel Liñares-Zegarra is a Senior Lecturer in Finance at the University of Essex and affiliated member of the Centre for Responsible Banking & Finance (CRBF). He holds a PhD from the University of Granada (Spain). He was a Lecturer in Banking and Finance at the University of St Andrews School of Management from 2012 to 2015 and has held visiting research positions at the Federal Reserve Bank of Boston, University of Alicante, University of Illinois, Florida State University and the Institute of European Finance (Bangor University).

José Manuel's academic career combines both teaching and research in economics, banking and finance. He has been a researcher for the Spanish Savings Banks Foundation and has also participated in projects related to the banking industry for the Spanish Ministry of Science and Innovation, the Andalusian Autonomous Government and financial institutions.

His research interests focus on corporate finance and financial intermediation with a specific interest in financial technology, consumer finances and retail payment systems. He has published articles in journals such as the European Journal of Finance, Journal of Banking & Finance, Regional Studies, Journal of Financial Services Research, Review of Network Economics, Social Science and Medicine, British Accounting Review.