European Banking Union Directives Database

A database covering the transposition dates of the three capstone directives of the EBU: the Capital Requirements Directive IV (CRD IV), the Bank Recovery and Resolution Directive (BRRD), and the Deposit Guarantee Scheme Directive (DGSD). These three directives, along with the Capital Requirements Regulation (CRR), constitute the Single Rulebook that serves as the foundation on which the three pillars of the EBU rest: the Single Supervisory Mechanism (SSM), the Single Resolution Mechanism (SRM) and the Harmonised Deposit Guarantee Scheme. One key feature of the directive transposition process is that although the EU sets a uniform transposition deadline, most member states of the European Union (EU) delay the national policy change. For a description of the data collected see Krause, Sfrappini, Tonzer, Zgherea (2025). Data is gathered from EURLex and national official websites.